Warrior General Games

Disasters like Katrina bring out the worst traits of our capitalist system (the traits riding just below the surface), one example being the insurance companies treatment of their lower income policy holders. It really makes my blood boil.

insurance companies have historically been shoddy. they like to pay you less than the estimated value of the damage. and they'll raise your premiums if you get in a wreck. isnt that what you have insurance for? to insure people incase they get in a wreck? your actual risk isnt any more high if someone gets in a wreck than it would be if the person didnt. risk is relative. the perceived risk higher, but that is just speculation. and speculation is the real problem here. speculation is the reason oil prices are so high right now.

i dont like how the insurance companie are allowed to act. they provide a service and work for a profit, i get that. but insurance is a necessity in society, it isnt a luxury. and because it is a necessity, it should be maintained and be subject to public scrutiny.

My wife used to work for a workmans comp. insurance company, they would do anything possible to try and get out of paying someone. Pissed me off every time she told me about how they would try and get out of a payment and then they would brag about profits!

that's a damn shame and it's something really good folks all around, but especially New Orleans, have had to deal with...